THE HOLZ APPROACH
Every Investment Has a Purpose. Every Decision Has a Context
Investment decisions are not made in isolation. Public and private assets, business holdings, liabilities and liquidity needs influence one another, even when managed through different arrangements and financial institutions.
The HOLZ approach begins with understanding these relationships and the role of each component within the capital structure. This provides the basis for establishing priorities, defining a decision-making framework and assessing investment solutions aligned with the investor's objectives.
OUR PROCESS
Putting the Approach into Practice
01
Assessing Capital & Risk
Reviewing existing assets and investments, exposures, liabilities and liquidity requirements to understand the capital structure, identify concentrations and risks, and establish an informed picture of the client's financial position. The scope of the assessment is tailored to the investor's needs and the agreed area of work.
02
Investment Policy & Asset Allocation
Developing an investment policy that defines objectives, time horizon, risk profile, liquidity needs and the role of the various components of capital. Within this framework, allocation across asset classes, markets, currencies and geographies is considered in light of the macroeconomic environment and existing exposures. Where an investment policy is already in place, the focus is on assessing solutions within that policy.
03
Research, Tailored Solutions & Implementation
Sourcing and evaluating investment alternatives across public and private markets, investment managers, funds, tailored financial solutions and banking institutions in Israel and internationally. The assessment combines quantitative and qualitative research, risk analysis, cost structure, investment terms and liquidity considerations to determine not only a solution's quality, but also its fit within the existing capital structure. Depending on the scope of engagement, HOLZ may also coordinate implementation processes with the relevant institutions and professional counterparties.
SCOPE OF ENGAGEMENT
An Engagement Defined by the Investor's Needs
Working with HOLZ does not require a wholesale restructuring of existing investments. An engagement can focus on a particular investment area or on a broader capital-management framework, according to the client's needs and established financial relationships.
01
A Comprehensive View of Capital
Assessing assets, exposures and requirements as a whole; defining investment policy and asset allocation; and researching and comparing solutions within that framework.
02
A Focused Investment Mandate
Support within a particular investment area, such as private-market fund research and selection, tailored financial solutions or access to global private banking and investment platforms. The work takes account of the client's existing investment policy, without requiring the transfer of the entire wealth management relationship to HOLZ.
CLIENT INVOLVEMENT
Working Alongside the Investor
The HOLZ approach is grounded in close collaboration with investors and shared involvement in key decisions.
The investor remains an active participant in the decision-making process, while HOLZ provides a professional framework for research, comparing alternatives, assessing risk and accessing investment solutions.
Combining the investor's understanding of their own objectives and needs with HOLZ's professional infrastructure supports informed, transparent decisions suited to the wider capital structure.